Terms of Service

Draft. Not yet reviewed by counsel — do not treat this page as final before general launch.

Who can use VerifiedWallet

You must be 18 or over to use VerifiedWallet, including to buy a certificate or complete an identity verification. By using the service you confirm that you are.

What a certificate is

A VerifiedWallet certificate attests that the holder of the stated wallet produced a valid wallet signature over a specific message (EIP-191 for EVM addresses, Ed25519 for Solana addresses, BIP-137 or BIP-322 for Bitcoin addresses), and that VerifiedWallet counter-signed that record at the stated time. Where an identity (KYC) or AML review is included, the certificate reflects the outcome of that review at its last update — it is not an ongoing monitoring service unless stated otherwise.

Tier 3 AML screening

A Tier 3 certificate adds screening of the holder against sanctions and politically-exposed-person lists (as part of the identity review) and on-chain screening of the wallet by a blockchain analytics provider, on each network the certificate covers. The certificate shows the result whatever it is: "no risk found", "medium risk" or "risk flagged", with a risk score per network. The result is a snapshot at the time of screening, based on the provider's data at that time. A finding can come from funds that passed through other addresses and does not by itself mean the holder has done anything wrong; "no risk found" means the screening found nothing adverse, not that the wallet is guaranteed clean.

Sandbox identity verification

During the current rollout, Tier 2 certificates sold before Sumsub is fully contracted may be verified through a disclosed sandbox process rather than a live identity check. This is shown on the pricing page, at the verification step, and on the certificate itself.

Revocation

VerifiedWallet may mark a certificate as revoked. Revocation is register state, not part of the signed certificate core — a revoked certificate's original issuance attestation remains valid and is not itself forged or altered by revocation.

No financial or legal advice

A certificate is not investment advice, a KYC/AML compliance guarantee for any third party's regulatory purposes, or an endorsement of the wallet holder's conduct.

Payments

Payments are processed by Stripe. Refunds are considered on a case-by-case basis by contacting us directly; a paid, unissued certificate request expires automatically after 24 hours.