Guide

Proof of wallet ownership: what it is and who asks

More and more often, before sending crypto to a wallet you hold yourself, someone wants proof that it's really yours. Here's who asks, why, and the quickest way to answer.

Updated 13 Oct 2026

What it means

Proof of wallet ownership shows that you control a particular address: that you hold its private key, rather than it belonging to someone else or to an exchange. It's different from proof of funds, which is about how much is in the wallet (anyone can look that up on a block explorer once they know the address is yours).

Who asks for it

  • Exchanges and other crypto businesses, when you withdraw to (or deposit from) a wallet you hold yourself. In the EU, the Transfer of Funds Regulation requires crypto-asset service providers to take adequate measures to check that a self-hosted address is owned or controlled by their customer for transfers over €1,000. Many exchanges elsewhere ask as part of their own checks.
  • OTC desks and brokers settling large trades, who want to know the receiving address is the client's.
  • People paying you in crypto: an employer, client or buyer who wants to be sure an address isn't a typo or a scammer's.
  • Peer-to-peer trades, escrow arrangements and marketplaces.
  • Grants, DAOs, airdrops and allowlists that need to link a person or project to an address.
  • Accountants, lawyers and auditors who need to confirm which holdings belong to a client.

The common methods compared

MethodCost and timeStrength
Screenshot of your wallet appFree, instantWeak: easy to fake
Test payment ("Satoshi test"): send a tiny, specific amount from the addressNetwork fee, waits for confirmationGood, but leaves a permanent on-chain trace and someone has to check it
Signed messageFree, instantStrong: only the key holder can produce it
Ownership certificate (signed message, counter-signed, as a link)One-off fee, about two minutesStrong, and easy for anyone to check, any time

What makes proof easy to accept

The person asking usually isn't a cryptographer. The best proof is one they can check in seconds, without installing anything, and without trusting the person who sent it. That's what a VerifiedWallet certificate is:

  • A link (or an embeddable badge) showing the address, when it was signed and what was checked.
  • Your wallet's own signature and our counter-signature, both checked in the viewer's browser against public keys. How to check one yourself.
  • Optional identity verification, for when the other side needs to know who you are, not just that you hold the key.
  • Works for Bitcoin, Ethereum and every EVM network, Tron and Solana.

Each exchange or business decides which evidence it accepts. A certificate is strong, independently checkable evidence of control, but it isn't a substitute for a firm's own compliance checks, and it isn't legal or financial advice.

Get a certificate anyone can check

Sign once with your wallet: free, no transaction. We counter-sign it and give you a link anyone can verify. From $1.

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Questions

Is proof of wallet ownership the same as proof of funds?

No. Ownership shows the address is yours; funds are the balance in it. Once ownership is proven, anyone can check the balance on a block explorer.

Why does my exchange want proof that my own wallet is mine?

Rules for crypto transfers (such as the EU's Transfer of Funds Regulation) require many exchanges to check that a self-hosted wallet belongs to their customer before larger transfers. A signed message or certificate is one of the quickest ways to show it.

Will my exchange accept a VerifiedWallet certificate?

Each exchange sets its own rules. A certificate gives them a signature they can check independently, which is the core of most ownership checks; ask them if you're unsure.